Buy now, pay later
Atome partners over 2,000 leading online and offline retailers to provide short-term payment plans that allow individuals like you to make a purchase and pay for it at a later time with no interest or service fees.
If you select Atome as a payment option at our partnered merchant website, or scan our QR code at the cashier, Atome will automatically split your bill into 3 payments. The first payment will be debited 3 days after your purchase, and the next two payments will be spread 28 days apart.
Download our Atome app now to try! The mobile app is free to download and free to use for all, plus Atome charges zero interest and service fees.
Wish to know more?
How it works: Atome｜How It Works - Atome App User Guide
Browse stores: Atome All Stores｜All Brands in Japan
Facebook: Atome Japan