Is Paying With Atome Really Interest Free? 15 September 2022 08:13 Updated Paying with Atome is interest-free, unless there is late payment, where we will charge you a one-time ¥1,000 administration fee. Related articles How do I pay using Atome? How much do I have to spend to use Atome? Where can I use Atome? Am I eligible to use the Atome service? How to contact Atome?